The mobile money attack surface
Standard web testing isn't enough when your core functionality runs on feature phones, POS devices, and complex telco integrations. We test the specific vulnerabilities that threaten mobile money operators in Nigeria.
Agent privilege escalation
Agent accounts are powerful holding points. We test whether an attacker can upgrade a standard user to an agent, or bypass limits on agent cash-in/cash-out operations.
Wallet logic & race conditions
High-volume transaction environments are vulnerable to race conditions. We test concurrent withdrawal requests, transfer manipulation, and decimal-rounding exploits.
USSD session hijacking
USSD is fundamentally different from HTTPS. We test session timeout enforcement, state management between steps, and PIN validation within USSD gateways.
Telco & bank integrations
The boundaries where your platform talks to NIBSS, telecom billers, and partner banks. We test webhook validation, failed-state handling, and reconciliation gaps.
Concurrent withdrawal race condition
Initiating multiple wallet-to-bank transfers in the exact same millisecond bypassed the balance check lock. The user could withdraw 5x their total wallet balance before the database updated the state. Fix priority: immediate.
CBN Compliance & Risk Mitigation
Mobile money operators are under strict CBN oversight. Our security reviews are designed not just to find technical flaws, but to satisfy regulatory requirements for independent security testing and data protection standard compliance (including NDPR).
Find the flaws before they become a CBN incident report.
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